Yearly Cost Estimate
Your costs for health care include more than just your insurance premiums. "Estimated yearly costs" include not only your premiums but also what you have to pay for the part of costs not covered by your plan for doctors, hospital, prescriptions, and other services. We calculate "typical" costs for someone like you to compare plans on an estimate of total out-of-pocket costs, not just premiums. The benefit of paying the premium before taxes is factored into the yearly cost estimate.