Restricted Plans

Compass Rose is open to active employees and annuitants of the Intelligence Community, State Dept, Department of Defense and U.S. Coast Guard. Foreign Service Benefit plan is open to active employees and annuitants of the State Dept, Department of Defense, Department of Homeland Security, and many independent agencies  "who advance the nation's foreign and intelligence affairs". Only rural postal carriers (or annuitants) and annuitants who live in Panama can enroll in those two plans. See plan brochures for specific details.