What are HSA Catch-Up Contributions?

If you're 55 or older and not yet on Medicare, you can contribute an additional $1,000 per year to your HSA as a catch-up contribution. The catch-up contribution is in addition to the annual maximum contribution of $3,850 for self only enrollments and $7,750 for self plus one and self family enrollments. If there are two persons aged 55 or older, however, both catch-up contributions cannot be made into the same HSA account. A second HSA account is needed for the additional $1,000 catch-up contribution.