Open Formulary
Many plans use a "formulary" that limits your choice of drugs. You have to pay much more, and sometimes the entire cost, if you choose a name brand drug for your condition that is not on the formulary. "Yes" means no restrictions, either no formulary or one that is advisory only. "Pay More" means a higher, tiered copayment, and "No" means either impossible or very difficult to be covered for an off formulary drug. When available, we attempt to provide a link to the plan's formulary on the plan detail page. You should always consult the plan brochure and plan's website to confirm formulary and drug considerations prior to enrolling in a plan.